4 GREAT FINANCING OPTIONS |
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Synchrony HOME
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Progressive Leasing
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Take advantage of America's Mattress special financing options and start enjoying better sleep tonight. With multiple financing resources, from plans offering 0% interest to options designed for those with no credit and even low credit scores, we say YES! You can rest easy knowing we have great options no matter what your credit score!
Synchrony HOME
Financing with a Synchrony HOME credit card makes it fast, simple, and secure to apply in store or online. Receive quick notice of approval, along with your credit card account number and credit limit, and you can use it instantly in our stores. Start shopping today!
When you receive your approval amount and account number you are ready to shop locally at any of our stores. Simply bring the account information and a valid ID with you. If you have any questions call us at 704-733-9659 and one of our associates will be happy to help.
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| Payment Plan* | Minimum Purchase |
| 6 Months Minimum Payments Deferred Interest^ | $199 & up |
| 12 Months Minimum Payments Deferred Interest^ | $999 & up |
| 15 Months Minimum Payments Deferred Interest^ | $1999 & up |
| 18 Months Minimum Payments Deferred Interest^ | $2999 & up |
| 24 Months Equal Payment No Interest^^ | $3999 & up |
| 36 Months Equal Payment No Interest^^ | $4499 & up |
| 48 Months Equal Payment No Interest^^ | $4999 & up |
| 60 Months Equal Payment No Interest^^ | $5999 & up |
| 72 Months Equal Payment No Interest^^ | $6999 & up |
Plan periods and minimum purchases often change during promotional periods and holidays.
Call us at 704-733-9659 for current promotions.
Equal Payment / No Interest (EPNI) | WITH PROMO FEE
(Offers Less than 18 months only)
Promo Fee does not apply to this offer. No interest will be charged on promo purchase balance including related optional debt cancellation fees, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of July 18, 2024. Purchase APR [34.99]%. Penalty APR [39.99]%. Min Interest Charge $[2]. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval
Equal Payment / No Interest (EPNI) | WITH PROMO FEE
(Offers 18 months or longer only)
A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and including related optional debt cancellation fees, and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of July 18, 2024: Purchase APR [34.99]%. Penalty APR [39.99]%. Min Interest Charge $[2]. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Deferred Interest Promotion
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of July 18, 2024. Purchase APR [34.99]%. Penalty APR [39.99]%. Min Interest Charge $[2]. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
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Progressive
Apply for a no credit needed payment plan from Progressive
Progressive makes it fast, simple, and secure to apply in store or online. Receive quick notice of approval, along with your approval amount that you can use instantly. Start shopping today!
Progressive provides a 90 day payment option and other early buyout options that customers love. With Progressive, you have the flexibility to choose what works best for YOUR budget.
When you receive your approval code and approval amount you are ready to shop locally at any of our stores. Simply bring the information and a valid ID with you. If you have any questions call us at 704-733-9659 and one of our associates will be happy to help.
No Credit Needed Requirements
1. You must be 18 years or older 2. Valid Social Security Number or ITIN 3. Routing & Account Numbers for Active Checking Account 4. Credit or Debit Card
Benefits of Progressive Leasing
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Koalafi - No Credit Needed
With Koalafi No Credit Needed*, you don’t have to let credit issues stop you from buying what you want. Koalafi's high-tech, innovative decisions there’s a good chance you’ll be approved for financing, even if your credit score is low. The Koalafi process is fast and easy with no hidden fees. Apply in our store or online, and get a decision within minutes. With Koalafi No Credit Needed* program, you will be having sweet dreams tonight!
When you receive your approval code and approval amount you are ready to shop locally at any of our stores. Simply bring the information and a valid ID with you. If you have any questions call us at 704-733-9659 and one of our associates will be happy to help.
No Credit Needed Requirements:
- Must be 18 or older
- Must have a current bank account with at least $40 in it
- Must have a debit card associated with the bank account
- Must have a monthly income of at least $1000
- Income must be from a reliable source (job, social security)
- Must have a valid ID and a Social Security number
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Benefits of Koalafi
*We do perform a credit check on the customer as a part of our application process. "No Credit needed" does not imply No Credit Check. |
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All finance offers are subject to approval. Terms vary by program and by provider. Minimum monthly payments are required. All details are available at the time of application either online or in store.