Finance Options – America's Mattress NC

Shop Now - $0 Down 0% Interest to 72 Months

4 GREAT FINANCING OPTIONS

Synchrony HOME

  • Interest Free Financing
  • Up to 72 Months

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Progressive Leasing

  • No Credit Needed
  • 90 Day and 12 Month Options

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West Creek

  • No Credit Needed
  • 100 Day, 12 and 24 Month Options

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RMC Retail

  • Traditional financing for those with less than perfect credit.

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Take advantage of America's Mattress special financing options and start enjoying better sleep tonight. With multiple financing resources, from plans offering 0% interest to options designed for those with no credit and even low credit scores, we say YES! You can rest easy knowing we have great options no matter what your credit score!

  

Synchrony HOME

 Financing with a Synchrony HOME credit card makes it fast, simple, and secure to apply in store or online. Receive quick notice of approval, along with your credit card account number and credit limit, and you can use it instantly in our stores.  Start shopping today!

When you receive your approval amount and account number you are ready to shop locally at any of our stores. Simply bring the account information and a valid ID with you. If you have any questions call us at 704-733-9659 and one of our associates will be happy to help.

With Synchrony Home, enjoy the credit you need now and shop again and again at thousands of participating retail locations,
for all your home needs.*

 

Benefits of Synchrony Home

  • Enjoy promotional financing offers with convenient monthly payments
  • A dedicated credit line for home purchases
  • No annual fee
  • Special sales events and savings offers from participating retailers
  • $0 fraud liability
  • 24/7 secure, online account management tools

Payment Plan* Minimum Purchase
6 Months Minimum Payments Deferred Interest^ $199 & up
12 Months Minimum Payments Deferred Interest^ $999 & up
15 Months Minimum Payments Deferred Interest^ $1999 & up
18 Months Minimum Payments Deferred Interest^ $2999 & up
24 Months Equal Payment No Interest^^ $3999 & up
36 Months Equal Payment No Interest^^ $4499 & up
48 Months Equal Payment No Interest^^ $4999 & up
60 Months Equal Payment No Interest^^ $5999 & up
72 Months Equal Payment No Interest^^ $7999 & up

              

Plan periods and minimum purchases often change during promotional periods and holidays.
Call us at 704-733-9659 for current promotions.

*With credit approval for qualifying purchases made on the Synchrony Credit Card at participating stores. As of 11/2/2018 APR Variable: 29.99%. Minimum interest charge $2.00. See card agreement for details. Offer is only valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other credit promotion offer.
^Interest is deferred during the promotional period. To avoid paying finance charges, the entire balance must be paid in full by the end of the promotional period.
^^Interest does not accrue during the promotional period. The equal payment plan is designed for payment of the promotional balance in full at the end of the promotional period.

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Progressive

Apply for a no credit needed payment plan from Progressive
Progressive makes it fast, simple, and secure to apply in store or online. Receive quick notice of approval, along with your approval amount that you can use instantly. Start shopping today!

Progressive provides a 90 day payment option and other early buyout options that customers love. With Progressive, you have the flexibility to choose what works best for YOUR budget.

When you receive your approval code and approval amount you are ready to shop locally at any of our stores. Simply bring the information and a valid ID with you. If you have any questions call us at 704-733-9659 and one of our associates will be happy to help.

No Credit Needed Requirements
1. You must be 18 years or older     2. Valid Social Security Number or ITIN     3. Routing & Account Numbers for Active Checking Account     4. Credit or Debit Card

 Benefits of Progressive Leasing
  • No credit needed.
  • Instant decisions.
  • Flexible payment plans, including 90 Day Option or 12 month lease.
  • Early Buyout option after 90 days.
  • Approval amounts from $300 to $3500.
  • Low initial Payment - $59 + tax
  • No other payments until after delivery.

 

 

 

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West Creek - No Credit Needed

With West Creek No Credit Needed, you don’t have to let credit issues stop you from buying what you want. West Creek’s high-tech, innovative decisions there’s a good chance you’ll be instantly approved for financing, even if your credit score is low. The West Creek process is fast and easy with no hidden fees. Apply in our store or online, and get a decision within minutes. With West Creek No Credit Needed program, you will be having sweet dreams tonight!

When you receive your approval code and approval amount you are ready to shop locally at any of our stores. Simply bring the information and a valid ID with you. If you have any questions call us at 704-733-9659 and one of our associates will be happy to help.

No Credit Needed Requirements:

  • Must be 18 or older
  • Must have a current bank account with at least $40 in it
  • Must have a debit card associated with the bank account
  • Must have a monthly income of at least $1000
  • Income must be from a reliable source (job, social security)
  • Must have a valid ID and a Social Security number

Benefits of West Creek

  • No credit needed.
  • Instant decisions.
  • Flexible payment plans, including 100 Day Option, 12 month and 24 month leases.
  • Approval amounts up to $5,000.
  • Low initial payment - $40
  • No other payments until after delivery.

 


 

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RMC Retail

RMC Retail offers practical, flexible, affordable financing solutions for customers who may have less than perfect credit.  Apply in store and enjoy flexible payment plans and approval amounts up to $7500. 

    Benefits of RMC Retail
    • Secondary financing, ideal for customers with less than perfect credit.
    • Simple interest terms from 6 months to 48 months, depending on credit and amount financed.
    • Approval amounts from $200 - $7500.
    • Instant decisions in most cases.
    • No down payment required. No payments until after delivery




     

     

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    All finance offers are subject to approval. Terms vary by program and by provider. Minimum monthly payments are required. All details are available at the time of application either online or in store.